14 E Main Street

Waterloo, NY
$ 244,900 Beds 1 Baths 3 Sq 3,494
Monthly Estimate* How much can I afford?

Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.

Active

  • Price
  • $ 244,900
  • City
  • Waterloo
  • Bedrooms
  • 1
  • Full Bathrooms
  • 2
  • County
  • SENECA
  • Half Bathrooms
  • 2
  • Area
  • Waterloo Village-Waterloo
  • Lot Size
  • 0.06 Acres
  • Zip
  • 13165
  • Sqr Footage
  • 3,494
  • Year Built
  • 1850
  • Taxes
  • $ 3703
  • Style
  • Triplex
  • MLS#
  • R1654058
Listed By: John P. Parrott III with Coldwell Banker Finger Lakes;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Gas,ForcedAir
Utilities SewerConnected,WaterConnected
Possession CloseOfEscrow
Roof Membrane,Rubber
Appliances GasWaterHeater
Garage Spaces 0.0
Architectural Style Triplex
Construction Materials Stucco
School District Waterloo
Year Built 1850
Stories Count 2
Township Waterloo-Village
Levels Two
Property Subtype MixedUse
OwnerPays Water
Business Type Mixed
County Seneca
Property Type Residential
Rent Includes Water
Full Baths 2
Status Active
Directions From Virginia St,turn on to E Main St,building will be on your right.
City Waterloo
Senior Community Y/N No
High School District Waterloo
Zoning Description Commercial
Number Of Units Total 2
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Lot Size Square Feet 2614.0
Year Built Details Existing
Tax Annual Amount 3703.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 80200
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 3

Interior Features

Basement Full
Flooring Hardwood,Varies
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 2
Total Bedrooms 1
Total Baths 4

Exterior Features

Parking Features TwoOrMoreSpaces
Lot Features Rectangular,RectangularLot
Water Source Connected,Public
Lot Size Area 0.06
Building Area Total 3494.0
Lot Dimensions 20X134
Lot Size Acres 0.06
Waterfront Y/N No
Number of Separate Gas Meters 3
Number of Separate Electric Meters 3
Road Frontage Type MainThoroughfare

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

12/8/2025 Listed $249,900
8/24/2026 3% - $244,900

Property vs Zip Code Average in 13165

Price
AVG $170K
$240K
Taxes
AVG $4,064
$3,703
Year Built
AVG 1953
1850
Visits
AVG 32
100
Data Provided by Inside Real Estate®

Areas That We Cover

14 E Main Street Waterloo, NY is a Single Family Home for sale at $244900 with 3494 sqft and a lot size of 0.06 Acres Acre(s). 14 E Main Street Waterloo has 1 bedrooms, 2 baths and was built in 1850. The property's zip code is 13165 which is in Waterloo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Curt Amesbury

Curt Amesbury

585-481-8492

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