701 Bay Street

Rochester, NY
$ 99,900 Beds 3 Baths 1.5 Sq 1,155
Monthly Estimate* How much can I afford?

Welcome to 701 Bay Street in Rochester, NY! This 3-bedroom, 1.5-bath home offers an affordable opportunity in Rochester’s 14609 zip code. Step inside to a bright, clean interior with neutral tones and newer flooring and carpeting throughout much of the home. The spacious eat-in kitchen offers plenty of room for everyday dining along with abundant cabinet and counter space. A standout feature is the first-floor primary suite with an attached full bath, offering convenient one-level living. Two additional bedrooms provide flexibility for family, guests, or home office space. A washer and dryer are included, while off-street driveway parking, covered porch space, and a manageable city lot round out the property. Conveniently located at 701 Bay Street, Rochester, NY 14609, with easy access to shopping, dining, downtown Rochester, expressways, and everyday amenities. Whether you're searching for your first home, looking to downsize, or adding to your real estate portfolio, this Rochester home offers plenty of possibilities at an approachable price point. Clean, comfortable, and ready for its next chapter—come see what 701 Bay Street has to offer!

Active

  • Price
  • $ 99,900
  • City
  • Rochester
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • MONROE
  • Half Bathrooms
  • 1
  • Area
  • Rochester City
  • Lot Size
  • 0.1003 Acres
  • Zip
  • 14609
  • Sqr Footage
  • 1,155
  • Year Built
  • 1890
  • Taxes
  • $ 2023
  • Style
  • HistoricAntique
  • MLS#
  • R1712576
Listed By: Nicole Noon with eXp Realty;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Gas,ForcedAir
Utilities SewerConnected,WaterConnected
Possession CloseOfEscrow
Appliances Dryer,GasWaterHeater,Washer
Garage Spaces 0.0
Architectural Style HistoricAntique
Construction Materials WoodSiding
School District Rochester
Year Built 1890
Township Not Applicable
Property Subtype SingleFamilyResidence
County Monroe
Property Type Residential
Subdivision Name M Stuntz
Garage Y/N No
Total Rooms 6
Full Baths 1
Status Active
City Rochester
Senior Community Y/N No
High School District Rochester
MLS Area Rochester City-261400
Lot Size Units Acres
Lot Size Square Feet 4370.0
Year Built Details Existing
Tax Annual Amount 2023.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Rochester
Elementary School District Rochester
Tax Assessed Value 66500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 3

Interior Features

Interior Amenities EatInKitchen,BedroomOnMainLevel,MainLevelPrimary,PrimarySuite
Basement Full
Flooring Carpet,Laminate,Varies
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2

Exterior Features

Exterior Amenities BlacktopDriveway
Parking Features NoGarage
Lot Features NearPublicTransit,Rectangular,RectangularLot
Water Source Connected,Public
Lot Size Area 0.1003
Foundation Details Block
Building Area Total 1155.0
Lot Dimensions 36X120
Lot Size Acres 0.1003
Waterfront Y/N No
Road Frontage Type MainThoroughfare

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/7/2026 Listed $109,900
9/24/2026 10% - $99,900

Property vs Zip Code Average in 14609

Price
AVG $180K
$100K
Taxes
AVG $4,890
$2,023
Year Built
AVG 1930
1890
Visits
AVG 38
27
Data Provided by Inside Real Estate®

Areas That We Cover

701 Bay Street Rochester, NY is a Single Family Home for sale at $99900 with 1155 sqft and a lot size of 0.1003 Acres Acre(s). 701 Bay Street Rochester has 3 bedrooms, 1 baths and was built in 1890. The property's zip code is 14609 which is in Rochester, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.