404 Main Street

Owego, NY
$ 179,500 Beds 3 Baths 1.5 Sq 1,596 Virtual Tour
Monthly Estimate* How much can I afford?

Historic Charm Meets Modern Comfort in the Village of Owego!!! Move in ready! Welcome home to a charming piece of Owego history! Nestled within one of the village’s historic districts, this inviting 3-bedroom, 1½-bath home offers the character and warmth of an older home along with modern updates. From the moment you arrive, the covered front porch welcomes you to slow down, relax, and enjoy the charm of village living. Inside, you’ll find a cozy blend of original character and modern updates including hardwood floors and LVP in the main living spaces. All three bedrooms are located upstairs and feature carpeting, with a generously sized walk-in closet providing plenty of storage. The home has seen numerous updates in recent years, including updated bathrooms, furnace and hot water heater approximately four years old, and 19 replacement windows. Central air, less than 10 years old will provide you added comfort during the warmer months. Municipal water and sewer add to the convenience and ease of ownership. Step outside to enjoy the small covered back porch and patio offering another cozy spot to relax. And the location is truly one of this home’s highlights. You can walk to the village of Owego to enjoy its shops, restaurants, local businesses, and small town atmosphere, while still being conveniently located for commuters. Vestal and Binghamton are both less than 20 miles away, and easy access to Route 81 makes getting where you need to go a breeze. If you’ve been looking for a home with history, character, charm, and meaningful updates, this Owego gem is worth a look. Come discover the warmth of a classic village home and imagine making it your own. Buy with confidence! Home inspection completed!

Active

  • Price
  • $ 179,500
  • City
  • Owego
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • TIOGA
  • Half Bathrooms
  • 1
  • Area
  • Owego-Village
  • Lot Size
  • 0.08 Acres
  • Zip
  • 13827
  • Sqr Footage
  • 1,596
  • Year Built
  • 1916
  • Taxes
  • $ 3404
  • Style
  • HistoricAntique
  • MLS#
  • R1713307
Listed By: Karen Potter with Warren Real Estate of Ithaca Inc.;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Gas,Electric,ForcedAir
Cooling CentralAir
Utilities ElectricityConnected,HighSpeedInternetAvailable,SewerConnected,WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer,Dishwasher,ExhaustFan,GasOven,GasRange,GasWaterHeater,Microwave,Refrigerator,RangeHood,Washer
Garage Spaces 0.0
Patio/Porch Features Covered,Patio,Porch
Architectural Style HistoricAntique
Construction Materials AtticCrawlHatchwaysInsulated,Frame,WoodSiding
School District Owego Apalachin
Year Built 1916
Stories Count 2
Township Owego-Village
Levels Two
Property Subtype SingleFamilyResidence
County Tioga
Property Type Residential
Garage Y/N No
Other Structures Sheds,Storage
Total Rooms 8
Full Baths 1
Status Active
Directions GPS will get you to the front door.
High School Owego Free Academy
City Owego
Senior Community Y/N No
High School District Owego Apalachin
MLS Area Owego-Village-493001
Lot Size Units Acres
Lot Size Square Feet 3485.0
Elementary School Owego Elementary
Year Built Details Existing
Tax Annual Amount 3404.0
Middle/Junior High School Owego-Apalachin Middle
Property Condition Resale
Virtual Tour https://action-house-media.aryeo.com/sites/eojzjpkm/unbranded
Standard Status Active
Middle/Junior School District Owego Apalachin
Elementary School District Owego Apalachin
Tax Assessed Value 54500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 24
Virtual Tour https://action-house-media.aryeo.com/sites/404-main-st-owego-ny-13827-28178381/branded

Interior Features

Interior Amenities BreakfastBar,CeilingFans,Den,SeparateFormalDiningRoom,EntranceFoyer,SeparateFormalLivingRoom,PullDownAtticStairs
Basement Full,SumpPump
Flooring Hardwood,LuxuryVinyl,Varies,Vinyl
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities BlacktopDriveway,Patio
Parking Features NoGarage
Lot Features Rectangular,RectangularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.08
Foundation Details Stone
Building Area Total 1596.0
Lot Dimensions 37X103
Lot Size Acres 0.08
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Owego Elementary
Middle School Owego-Apalachin Middle
High School Owego Free Academy High School

Price History

9/10/2026 Listed $179,500

Property vs Zip Code Average in 13827

Price
AVG $220K
$180K
Taxes
AVG $3,566
$3,404
Year Built
AVG 1924
1916

Areas That We Cover

404 Main Street Owego, NY is a Single Family Home for sale at $179500 with 1596 sqft and a lot size of 0.08 Acres Acre(s). 404 Main Street Owego has 3 bedrooms, 1 baths and was built in 1916. The property's zip code is 13827 which is in Owego, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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